Friday, December 1, 2017

November 2017

Jul-2017
Aug-2017
Sep-2017
Oct-2017
Nov-2017
Assets
Retirement
414,399.51
415,837.16
426,672.84
438,995.45
444,555.30
529college
16,504.62
16,659.04
17,214.84
17,872.05
18,155.43
Bank Accounts
43,598.18
37,824.87
40,419.20
38,914.60
42,484.08
Investments
13,691.78
14,364.19
15,237.29
16,771.70
17,219.82
Bonds
12,121.30
12,329.26
12,352.20
12,353.96
12,355.76
House
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
Total Assets
800,315.39
797,014.52
811,896.37
824,907.76
834,770.39
Liabilities
278,831.28
275,893.05
274,231.26
271,658.75
269,276.88
Net Worth
521,484.11
521,121.47
537,665.11
553,249.01
565,493.51
Change MoM
-2,883.58
-362.64
16,543.64
15,583.90
12,244.50

Nothing major going on this month. Net worth over $565K.

Tuesday, October 31, 2017

October 2017

Jun-2017
Jul-2017
Aug-2017
Sep-2017
Oct-2017
Assets
Retirement
409,040.69
414,399.51
415,837.16
426,672.84
438,995.45
529college
16,274.92
16,504.62
16,659.04
17,214.84
17,872.05
Bank Accounts
52,334.20
43,598.18
37,824.87
40,419.20
38,914.60
Investments
15,172.88
13,691.78
14,364.19
15,237.29
16,771.70
Bonds
12,119.02
12,121.30
12,329.26
12,352.20
12,353.96
House
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
Total Assets
804,941.71
800,315.39
797,014.52
811,896.37
824,907.76
Liabilities
280,574.02
278,831.28
275,893.05
274,231.26
271,658.75
Net Worth
524,367.69
521,484.11
521,121.47
537,665.11
553,249.01
Change MoM
16,789.66
-2,883.58
-362.64
16,543.64
15,583.90


Nothing noteworthy this month. Net worth is over 550K.

Monday, October 2, 2017

September 2017

May-2017
Jun-2017
Jul-2017
Aug-2017
Sep-2017
Assets
Retirement
401,553.35
409,040.69
414,399.51
415,837.16
426,672.84
529college
15,828.00
16,274.92
16,504.62
16,659.04
17,214.84
Bank Accounts
46,171.82
52,334.20
43,598.18
37,824.87
40,419.20
Investments
14,213.26
15,172.88
13,691.78
14,364.19
15,237.29
Bonds
12,117.44
12,119.02
12,121.30
12,329.26
12,352.20
House
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
Total Assets
789,883.87
804,941.71
800,315.39
797,014.52
811,896.37
Liabilities
282,305.84
280,574.02
278,831.28
275,893.05
274,231.26
Net Worth
507,578.03
524,367.69
521,484.11
521,121.47
537,665.11
Change MoM
14,461.84
16,789.66
-2,883.58
-362.64
16,543.64


Leaving behind the red of the last couple of months, we've scaled new heights this month. Total Assets are at all time high, Liabilities are all time low and Net Worth is over $537K.

Nothing special going on this month, except for the fact that there is no more day care payments to be made - we have a kindergartner! We save a tad over $1K every month in daycare costs, most of which is now being plowed into our outstanding mortgage, and some towards outstanding student loans.

Proclamation of new goal: To wipe out current balance of student loan of $23K by end of 2018!

Thursday, August 31, 2017

August 2017

Apr-2017
May-2017
Jun-2017
Jul-2017
Aug-2017
Assets
Retirement
391,316.72
401,553.35
409,040.69
414,399.51
415,837.16
529college
15,378.18
15,828.00
16,274.92
16,504.62
16,659.04
Bank Accounts
44,260.80
46,171.82
52,334.20
43,598.18
37,824.87
Investments
13,378.60
14,213.26
15,172.88
13,691.78
14,364.19
Bonds
12,115.86
12,117.44
12,119.02
12,121.30
12,329.26
House
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
Total Assets
776,450.16
789,883.87
804,941.71
800,315.39
797,014.52
Liabilities
283,333.97
282,305.84
280,574.02
278,831.28
275,893.05
Net
493,116.19
507,578.03
524,367.69
521,484.11
521,121.47
Change
2,845.21
14,461.84
16,789.66
-2,883.58
-362.64


Second month in a row with decrease in net worth! 

But expected. Here are the big expenses which depleted our bank accounts.

The last of our landscape/hardscape project of $2,879! We should be done in this bucket for a few years now. The total cost of this summer-long project came to be $5,079. When we had got quotes from contractors for this work last summer they ranged between $6k to $8k.

We paid a one-time payment of $1,305 in extra mortgage (on top of the extra monthly principal we make each month). Just because we thought we had that much extra to throw at our largest debt. Paying off the mortgage is a priority for us, which will enable our FIRE.

Amidst all of these our investments grew in value in a month where the markets were essentially flat.